Resolving Tax Debt

Resolving Tax Debt

Sep 26

Do you owe the IRS more that you can afford to pay right now? Are you concerned about wage garnishment or seizing of assets? Tax debt resolution is a topic that can be stressful and intimidating for the individual that needs the relief now. Basically, this is a program where you can settle your tax debts for less than what you owe. It requires that you make a lump sum or short-term payment to pay off IRS debt at a reduced amount.

While it is possible to represent yourself with the IRS, you can also get professional tax help with a tax attorney who specializes in tax relief. Most individuals seek the assistance from an attorney since the IRS could potentially garnish wages, place a lien on property, or seize assets. However, by communicating timely with the IRS, most of these actions can be prevented, as the IRS is typically willing to work with taxpayers. Yet, the longer you take to pay off your tax debt, the more you can owe to the IRS.

Numerous options are available to settle IRS tax debt. You can set up a monthly payment agreement, or installment agreement, with the IRS. A second option is where you can set up a partial payment installment where you pay off your debt monthly at a reduced dollar amount. Your tax debt attorney can negotiate the lowest possible monthly payment for your individual needs. A third option is where you can settle your tax debts for less than what you owe, with a lump sum or short-term payment plan. This option can save you thousands of dollars in taxes, penalties, and interest.

Additionally, if the IRS can receive evidence that the taxpayer cannot pay on his or her taxes right now, the IRS can set up the consumer with a program where the IRS would not collect on the tax debt for a year or longer. This action can be most helpful because you can file for a collection appeal to stop an IRS levy, lien, seizure or the denial or termination of an installment agreement. This can give the taxpayer the opportunity to explain his or her situation and prevent a possible IRS levy or seizure.

If you do owe the IRS, the debt can cause your wages or federal payments to be levied until the debt has been fully paid off or the time has expired for legally collecting the tax. Additionally, the IRS can issue a bank levy to take cash in savings and checking accounts. So, it is important to communicate with the IRS regarding your debt. The IRS has ten years from the date of assessment (typically close to the filing date) to collect all taxes, penalties, and interest from you. Your tax debt relief attorney is informed on these matters and can assist you in focusing on your individual financial situation with the IRS. A specialist in tax relief can assist in determining the best possible resolution to your tax debt.

Finding Hope During a Difficult Divorce

Finding Hope During a Difficult Divorce

Sep 01

Divorce can be one of the most difficult things any family can go through. Separations between spouses can have any number of causes. In many cases, the entire family on both sides can become involved if the former spouses become dramatically inclusive of the people around them. In some unfortunate situations, children are involved in critical decision making when it comes to choosing a parent to live with over the other. Many cases can lead to broken relationships between family members for extended periods of time. In all cases, though it is clear that when professional counsel is involved the risks of damaging relationships between family members can be lowered.

In the event of a divorce, both sides are acting on their emotions, which can cause turbulent times for everyone involved. Words said in anger along with actions committed out of spite can often damage a client’s chances of winning a court case. It is important that any person seeking to get a divorce remain cautious with their actions to weaken the opposition’s chances of succeeding against them. Family law cases are typically handled in such a manner that is compromising to both sides unless there are visible signs of irresponsibility and violation of ethical standards committed by the one hand. Unfortunately, in the United States, almost half of marriages will end in a divorce. Divorce has become more socially acceptable as women have gradually become more independent of men and now can exceed them in regards to higher education.

Divorce, as seen in the eyes of a family lawyer, has three leading causes. Divorce can be categorized into being caused by incompatibility between partners, infidelity of one or both partners, and lack of communication. Each one of these causes has an additional amount of tensions experienced by couples in those circumstances. Divorce is usually such a painful event in people’s lives that many times it is easy to forget how beneficial it can be in some instances. Cases, where a partner was being abused, mistreated, or suppressed, can allow that partner to be truly free from the actions of their oppressive partner. With new opportunities and freedoms that individual can begin living their life on their terms. Freedom restored allows for the overall increase in life satisfaction. These paradigm shifts are the glimmering beacons of hope amidst the usually glum field of divorce.

Divorce can be a troublesome time for any both partners involved and their family members. Breaking the vows of marriage that once provided happiness, love, and mutual support is a critical decision as it will have lasting effects for not only the couple but also for their children if they have any. Holidays, birthdays, and other special events are no longer spent as a family, but instead, the family unit must learn to compromise in a mature manner that is fair to both sides. Thankfully the rate of divorce is decreasing in society, but it is still important that the option remains available for the rest of time.

Why Your Long-term Disability Claim is Denied

Why Your Long-term Disability Claim is Denied

May 27

Approved long-term disability claims have tremendous benefits. One, you will get assistance from the financial troubles that have risen because of your disability. Two, you will have the peace of mind and avoid emotional and psychological problems that can arise from financially troubling times. And three, this peace of mind can prevent problems within your family and social circles.
But the issue is that not all long-term disability claims are approved, so not everybody gets to enjoy these benefits. It is even worse if legitimate cases have been denied. It is a good thing that there are professionals who focus on such instances, such as those from Fields Disability.
But why are claims denied? There are several reasons why, and the most common ones are enumerated below.

You are not truly “disabled”

You have to check the definition of disability in your policy plan. It can be very detailed, like when you are medically unable to fulfil your duties in a specific job. It can also be quite vague, like when you are medically limited to do any job. Whatever the case may be, you should fit the description in the policy plan, because if you don’t, you may not be able to claim that you are truly disabled and need financial assistance.
It also helps if you get the opinion of a medical professional, so you have enough proof and authority to claim that you really are disabled.

You don’t have enough medical evidence

Of course, you can’t just go to the insurance company and claim you are disabled. You have to prove it, and the best way to do it is presenting medical evidence showing your disability. Usually, medical evidence comes in three forms: proof that you are getting regular treatment from a specific medical professional, medical records to validate such treatments, and official opinions from the treating physician.

You are still arguably capable

Insurance companies will make sure that you are truly disabled, not just in the medical sense, but also on how you move. They may have recordings of you, such as photos and videos, showing that you are still quite capable. These may be grounds for them to deny your claim or stop coverage. The best way to avoid these things is to not overexert yourself, because you will never know when someone is recording you to invalidate your claim.

Medical Malpractice: The Importance of Informed Consent

Medical Malpractice: The Importance of Informed Consent

Feb 18

It is not surprising that the vast majority of society respects and adores physicians. The word itself conjures an image of an altruistic individual. They endured the rigorous hours of medical school, and they withstand long work hours and diminished sleep all for the safety and well-being of others. Still, despite their selfless character and expansive knowledge, physicians, like all humans, are flawed. They are capable of making mistakes; sadly, these blunders may come at the expense of an individual’s life. According to Mazin & Associates, medical malpractice can manifest in a variety of ways such as delayed or improper treatment, surgical errors, and pharmaceutical errors. The vast majority of individuals are aware of these common medical malpractices, however, lesser-known negligence demand the same level of attention. An example of a less common type of malpractice involves a physician’s failure to obtain informed consent.

Informed consent involves the provision of information regarding the patient’s medical condition, risks and side effects of the proposed treatment as well as the success rate involved in medical intervention. In the event that medical jargon prevents understanding of the information, it is the obligation of the physician to ensure the patient fully comprehends. This consent ensures that patients are capable of making the conscious decision of either accepting or refusing treatment. According to U.S. National Library of Medicine, in the event that the patient is no longer capable of making an informed decision, medical doctors can waive the right to an informed consent. Examples of when consent is no longer needed include but are not limited to severe mental health condition, risk to public health i.e. Tuberculosis, or serious and life-threatening illnesses, In all other cases, physicians must receive the informed consent of the patient prior to any medical interventions or be subject to medical litigations based on negligence.

Owners of Dogs are Liable for Any Damages Caused by Their Pet/s

Owners of Dogs are Liable for Any Damages Caused by Their Pet/s

Oct 13

In January of 2016, a 9-year old boy died after getting brutally attacked by his half-sister’s three pit bulls. In February of the same year, a male labrador-shepherd mix family dog bit a 3-day old male infant on the head after his 21-year old mother placed him in a plastic laundry basket (the same basket where said dog sleeps) and laid the basket on the floor beside the couch where she fell asleep. It was supposed that the dog tried to pick the baby up with his teeth, piercing the baby’s skull and causing brain injuries that killed him.

There are so many more stories that tell about the alarming reality of babies, children and senior citizens getting bitten or attacked and killed by dogs – recognized as lovable pets and man’s best friend. According to the Centers for disease Control and Prevention (CDC), more than 4.5 million dog bites are reported in the United State every year. In 2012 alone, more than 27,000 people required reconstructive surgery due to dog bites, while in 2015, the number of dog bites that resulted to the death of victims reached 34.

As explained by Indianapolis personal injury lawyers, children are especially at risk from dog bites for several reasons. First, a child’s natural curiosity and lack of real-world experience may cause him or her to unintentionally provoke a dog; childlike play behavior may also be challenging or irritating to even a normally patient dog. Second, children may not recognize the warning signs of a dog attack, such as growls, bared teeth, laid-back ears, among others. Third, being smaller and more fragile individuals, children are unable to fight off an attacking dog, making them prone to getting permanently disfigured, scarred, or even dead.

Many different breeds of dogs have been known to cause injuries and/or death; however, the top two breeds that cause the most harm are Rottweilers and Pit Bulls (first in the list of most dangerous dog breeds). A compilation of dog attack deaths and injuries (ranging from 1982 to 2014), show that Rottweilers harmed 538 individuals and killed 85 others; Pit Bulls, on the other hand injured 3,397 people and caused 295 fatal attacks.

Though laws regarding dog bites and dog attacks differ among states, many of these laws hold the dog or pet owner liable for any damages caused if their pet makes an unprovoked attack on another person.