Information about Social Security Disability Benefits

Information about Social Security Disability Benefits

Jul 15

We all face a certain amount of risk in our daily lives. Accidents can happen at any time and place. Whether it’s in the workplace or on the commute back home, there’s no way to account for dangerous incidents that may take place. This is why certain safety nets are extremely important. It helps to be well-prepared for the worst case scenario to ensure that you’ll have everything you need in the aftermath of an accident. Among such precautions needed to prepare oneself for the possibility of serious injury or disability following an accident is provided by the U.S. federal government. As pointed out by the website of the Chris Mayo Law Firm, Social Security disability programs can be a huge relief for accident victims. Through Social Security Disability Insurance (SSDI) and Supplemental Security Income, individuals can receive the financial assistance they need as they bounce back and recuperate from a tragedy.

SSDI benefits come from regular payments made through Social Security taxes specifically meant to help support individuals with disabilities. These benefits are supposed to provide financial support and assistance for the disabled individual and his or her family. Anyone can qualify for this type of financial assistance if they have been employed long enough to make payments to Social Security or Federal Insurance Contribution taxes and if they have been able to earn the specific number of credits required by the Social Security Act. Insured members aged 65 and below can be entitled to SSDI benefits if they are currently suffering from total disability which impedes their ability to perform their work.

Meanwhile, SSI benefits are meant for individuals who have been unable to earn enough Social Security credits through employment to meet the aforementioned qualifications. This type of financial assistance is provided by the U.S. Treasury and is particularly intended for those who are having serious financial difficulties. An individual can qualify for SSI assistance if they are at least 65 years old and are currently suffering from a total disability. They should also have a total income that falls within the specified federal benefit rate.