Finding the Best Healthcare for your Family

Finding the Best Healthcare for your Family

Nov 15

When you are considering a place to settle down, one factor that rarely comes up is how good are the doctors and the hospitals. There is an assumption that no matter where you go, doctors and hospitals will be universally good, and the care you receive will be excellent. This is, of course, not the case. Just as with everything in life, results vary by individuals and by regions. The goal of this article is to point out one issue and to show the controversy over the numbers, not to necessarily malign either doctors or states.

All that being said, how can we know where we can receive the best healthcare? There are the hospitals known by reputation, of course, and recommendations (either from people we know or online) that might steer us in the right direction. But what about medical malpractice suits? Where do we find the most suits and what does that tell us about the care available there?

The first question is easier to answer than the second. The state with the most malpractice suits per 100,000 people is Louisiana, which comes out way ahead of the competitors with 44.1. The next closest state is Oklahoma with 36.3, then Delaware with 35.2. On the other end of the spectrum, you find that Hawaii has the fewest cases with just 4.9, followed by North Carolina with 10 and Georgia with 11.3.

Now, what does this tell us about the health care in each state? It appears that it tells us very little. There’s little connection between the states on either end in terms of region, political ideology, or tort reform.

The last link makes the likely claim that there’s more in the “state culture” than in the state law or medical system that leads to the number of medical malpractice lawsuits.

That doesn’t mean more research shouldn’t be done to see where these results are more deserved and where less so. This remains an important question not just for those who are thinking of moving but for the entire medical community, who should always be looking to improve results.

Medical malpractice can be a very controversial and political issue, but one point is incontestable: accidents are unavoidable in the medical world, but also tragic, with sometimes the most innocent suffering for it. The more we can do to isolate what different regions are doing right and doing wrong, the better the results can be for everyone. That means more lives saved, better treatment for all, and lower insurance costs for hospitals and doctors.

The fact that the necessary information is hard to get does not mean we should be discouraged from searching for it. With such massive disparities between states, there surely must be something to learn from them.

Yachts Can Help Business

Yachts Can Help Business

Nov 08

Business in Chicago is as cutthroat as anywhere. With so many competing for every contract and every new client, it can be difficult to make your company stand out from the others. How do you project your quality, professionalism, and success in a way that appears natural but still noticeable? It’s an issue that literally millions struggle with in our city.

It’s hard to say too much focus is put on the presentation in business. The presentation, after all, is your entire pitch, and it is still as make or break as ever. However, one part of the pitch that doesn’t get enough attention is the venue for the pitch. Most people in business assume the best way to try to win over a client is by being traditional. Dinner at an expensive restaurant, golf, or meetings at one office or another are still the go-to choices for the vast majority of those competing with you for those clients and contracts. So, beat them at a game they don’t even know they’re playing: pitch your ideas on a yacht.

There are numerous yacht companies around Chicago, and the prices are far more reasonable than you might assume. If the option is affordable and has the chance to get your potential client out of the office and on the water for a while, why not take it?

Take a look at some of the views on display on the Anita Dee Yacht Charters website. Imagine making a presentation out on the water, with the cityscape all around. You can cruise the lake in fine weather, have the best food made to order already onboard, and make your client comfortable and impressed in a way they find completely unexpected.

Yachts project wealth like almost nothing else. They suggest confidence and previous success. They also show you’re thinking outside the box. You’ll impress clients simply by taking them somewhere they haven’t been.

It’s also easier to sell grand ideas to someone when you have the epic Chicago skyline at your back. Imagine pitching a potential client on a big deal, bigger than they were expecting. If you do it in an office, they’re likely to be skeptical. After all, can they be sure you’re the sort of person who can pull these ideas off? What do they know about you other than a list of accomplishments on a piece of paper? All they have, really, is a bit of history and your word.

But change the location to the yacht, and you already look bolder. You appear in command of your situation, and by using an unexpected business angle, you prove by your actions that you’re someone who is ready to try new things to get the job done.

Using a yacht won’t win you a contract, but it ups your entire presentation package. Stepping foot on a yacht embodies the success every businessperson is looking for. Sailing around the lake, you’ve already taken a big step towards landing the deal.

Resolving Tax Debt

Resolving Tax Debt

Sep 26

Do you owe the IRS more that you can afford to pay right now? Are you concerned about wage garnishment or seizing of assets? Tax debt resolution is a topic that can be stressful and intimidating for the individual that needs the relief now. Basically, this is a program where you can settle your tax debts for less than what you owe. It requires that you make a lump sum or short-term payment to pay off IRS debt at a reduced amount.

While it is possible to represent yourself with the IRS, you can also get professional tax help with a tax attorney who specializes in tax relief. Most individuals seek the assistance from an attorney since the IRS could potentially garnish wages, place a lien on property, or seize assets. However, by communicating timely with the IRS, most of these actions can be prevented, as the IRS is typically willing to work with taxpayers. Yet, the longer you take to pay off your tax debt, the more you can owe to the IRS.

Numerous options are available to settle IRS tax debt. You can set up a monthly payment agreement, or installment agreement, with the IRS. A second option is where you can set up a partial payment installment where you pay off your debt monthly at a reduced dollar amount. Your tax debt attorney can negotiate the lowest possible monthly payment for your individual needs. A third option is where you can settle your tax debts for less than what you owe, with a lump sum or short-term payment plan. This option can save you thousands of dollars in taxes, penalties, and interest.

Additionally, if the IRS can receive evidence that the taxpayer cannot pay on his or her taxes right now, the IRS can set up the consumer with a program where the IRS would not collect on the tax debt for a year or longer. This action can be most helpful because you can file for a collection appeal to stop an IRS levy, lien, seizure or the denial or termination of an installment agreement. This can give the taxpayer the opportunity to explain his or her situation and prevent a possible IRS levy or seizure.

If you do owe the IRS, the debt can cause your wages or federal payments to be levied until the debt has been fully paid off or the time has expired for legally collecting the tax. Additionally, the IRS can issue a bank levy to take cash in savings and checking accounts. So, it is important to communicate with the IRS regarding your debt. The IRS has ten years from the date of assessment (typically close to the filing date) to collect all taxes, penalties, and interest from you. Your tax debt relief attorney is informed on these matters and can assist you in focusing on your individual financial situation with the IRS. A specialist in tax relief can assist in determining the best possible resolution to your tax debt.

Finding Hope During a Difficult Divorce

Finding Hope During a Difficult Divorce

Sep 01

Divorce can be one of the most difficult things any family can go through. Separations between spouses can have any number of causes. In many cases, the entire family on both sides can become involved if the former spouses become dramatically inclusive of the people around them. In some unfortunate situations, children are involved in critical decision making when it comes to choosing a parent to live with over the other. Many cases can lead to broken relationships between family members for extended periods of time. In all cases, though it is clear that when professional counsel is involved the risks of damaging relationships between family members can be lowered.

In the event of a divorce, both sides are acting on their emotions, which can cause turbulent times for everyone involved. Words said in anger along with actions committed out of spite can often damage a client’s chances of winning a court case. It is important that any person seeking to get a divorce remain cautious with their actions to weaken the opposition’s chances of succeeding against them. Family law cases are typically handled in such a manner that is compromising to both sides unless there are visible signs of irresponsibility and violation of ethical standards committed by the one hand. Unfortunately, in the United States, almost half of marriages will end in a divorce. Divorce has become more socially acceptable as women have gradually become more independent of men and now can exceed them in regards to higher education.

Divorce, as seen in the eyes of a family lawyer, has three leading causes. Divorce can be categorized into being caused by incompatibility between partners, infidelity of one or both partners, and lack of communication. Each one of these causes has an additional amount of tensions experienced by couples in those circumstances. Divorce is usually such a painful event in people’s lives that many times it is easy to forget how beneficial it can be in some instances. Cases, where a partner was being abused, mistreated, or suppressed, can allow that partner to be truly free from the actions of their oppressive partner. With new opportunities and freedoms that individual can begin living their life on their terms. Freedom restored allows for the overall increase in life satisfaction. These paradigm shifts are the glimmering beacons of hope amidst the usually glum field of divorce.

Divorce can be a troublesome time for any both partners involved and their family members. Breaking the vows of marriage that once provided happiness, love, and mutual support is a critical decision as it will have lasting effects for not only the couple but also for their children if they have any. Holidays, birthdays, and other special events are no longer spent as a family, but instead, the family unit must learn to compromise in a mature manner that is fair to both sides. Thankfully the rate of divorce is decreasing in society, but it is still important that the option remains available for the rest of time.

Why Your Long-term Disability Claim is Denied

Why Your Long-term Disability Claim is Denied

May 27

Approved long-term disability claims have tremendous benefits. One, you will get assistance from the financial troubles that have risen because of your disability. Two, you will have the peace of mind and avoid emotional and psychological problems that can arise from financially troubling times. And three, this peace of mind can prevent problems within your family and social circles.
But the issue is that not all long-term disability claims are approved, so not everybody gets to enjoy these benefits. It is even worse if legitimate cases have been denied. It is a good thing that there are professionals who focus on such instances, such as those from Fields Disability.
But why are claims denied? There are several reasons why, and the most common ones are enumerated below.

You are not truly “disabled”

You have to check the definition of disability in your policy plan. It can be very detailed, like when you are medically unable to fulfil your duties in a specific job. It can also be quite vague, like when you are medically limited to do any job. Whatever the case may be, you should fit the description in the policy plan, because if you don’t, you may not be able to claim that you are truly disabled and need financial assistance.
It also helps if you get the opinion of a medical professional, so you have enough proof and authority to claim that you really are disabled.

You don’t have enough medical evidence

Of course, you can’t just go to the insurance company and claim you are disabled. You have to prove it, and the best way to do it is presenting medical evidence showing your disability. Usually, medical evidence comes in three forms: proof that you are getting regular treatment from a specific medical professional, medical records to validate such treatments, and official opinions from the treating physician.

You are still arguably capable

Insurance companies will make sure that you are truly disabled, not just in the medical sense, but also on how you move. They may have recordings of you, such as photos and videos, showing that you are still quite capable. These may be grounds for them to deny your claim or stop coverage. The best way to avoid these things is to not overexert yourself, because you will never know when someone is recording you to invalidate your claim.

Medical Malpractice: The Importance of Informed Consent

Medical Malpractice: The Importance of Informed Consent

Feb 18

It is not surprising that the vast majority of society respects and adores physicians. The word itself conjures an image of an altruistic individual. They endured the rigorous hours of medical school, and they withstand long work hours and diminished sleep all for the safety and well-being of others. Still, despite their selfless character and expansive knowledge, physicians, like all humans, are flawed. They are capable of making mistakes; sadly, these blunders may come at the expense of an individual’s life. According to Mazin & Associates, medical malpractice can manifest in a variety of ways such as delayed or improper treatment, surgical errors, and pharmaceutical errors. The vast majority of individuals are aware of these common medical malpractices, however, lesser-known negligence demand the same level of attention. An example of a less common type of malpractice involves a physician’s failure to obtain informed consent.

Informed consent involves the provision of information regarding the patient’s medical condition, risks and side effects of the proposed treatment as well as the success rate involved in medical intervention. In the event that medical jargon prevents understanding of the information, it is the obligation of the physician to ensure the patient fully comprehends. This consent ensures that patients are capable of making the conscious decision of either accepting or refusing treatment. According to U.S. National Library of Medicine, in the event that the patient is no longer capable of making an informed decision, medical doctors can waive the right to an informed consent. Examples of when consent is no longer needed include but are not limited to severe mental health condition, risk to public health i.e. Tuberculosis, or serious and life-threatening illnesses, In all other cases, physicians must receive the informed consent of the patient prior to any medical interventions or be subject to medical litigations based on negligence.

Owners of Dogs are Liable for Any Damages Caused by Their Pet/s

Owners of Dogs are Liable for Any Damages Caused by Their Pet/s

Oct 13

In January of 2016, a 9-year old boy died after getting brutally attacked by his half-sister’s three pit bulls. In February of the same year, a male labrador-shepherd mix family dog bit a 3-day old male infant on the head after his 21-year old mother placed him in a plastic laundry basket (the same basket where said dog sleeps) and laid the basket on the floor beside the couch where she fell asleep. It was supposed that the dog tried to pick the baby up with his teeth, piercing the baby’s skull and causing brain injuries that killed him.

There are so many more stories that tell about the alarming reality of babies, children and senior citizens getting bitten or attacked and killed by dogs – recognized as lovable pets and man’s best friend. According to the Centers for disease Control and Prevention (CDC), more than 4.5 million dog bites are reported in the United State every year. In 2012 alone, more than 27,000 people required reconstructive surgery due to dog bites, while in 2015, the number of dog bites that resulted to the death of victims reached 34.

As explained by Indianapolis personal injury lawyers, children are especially at risk from dog bites for several reasons. First, a child’s natural curiosity and lack of real-world experience may cause him or her to unintentionally provoke a dog; childlike play behavior may also be challenging or irritating to even a normally patient dog. Second, children may not recognize the warning signs of a dog attack, such as growls, bared teeth, laid-back ears, among others. Third, being smaller and more fragile individuals, children are unable to fight off an attacking dog, making them prone to getting permanently disfigured, scarred, or even dead.

Many different breeds of dogs have been known to cause injuries and/or death; however, the top two breeds that cause the most harm are Rottweilers and Pit Bulls (first in the list of most dangerous dog breeds). A compilation of dog attack deaths and injuries (ranging from 1982 to 2014), show that Rottweilers harmed 538 individuals and killed 85 others; Pit Bulls, on the other hand injured 3,397 people and caused 295 fatal attacks.

Though laws regarding dog bites and dog attacks differ among states, many of these laws hold the dog or pet owner liable for any damages caused if their pet makes an unprovoked attack on another person.

Alcohol and Other Forms of Impairing Substance – a Major Factor in Most Boating Accidents

Alcohol and Other Forms of Impairing Substance – a Major Factor in Most Boating Accidents

Jul 25

Based on the U.S. Coast Guard’s 2014 recreational boating statistics, the following are the five types of recreational vessels with the highest number of casualties:

  1. Open motorboats, with 1672 casualties (282 deaths and 1390 injuries)
  2. Personal watercraft, with 626 casualties (34 deaths and 5920 injuries)
  3. Cabin motorboat, with 294 casualties (39 deaths and 255 injuries)
  4. Canoe/Kayak, with 256 casualties (133 deaths and 123 injuries)
  5. Pontoon, with 114 casualties (17 deaths and 97 injuries)

Recreational boating continues to be a very popular leisure activity in the U.S. In 2012, an estimated 87.8 million Americans (counting adults only) participated in recreational boating at least once; in 2013, this number rose to 88 million.

Who wouldn’t say that water activities are fun, exciting and thrilling, especially for those who get to spend time driving/riding a jet ski or sailing on a yacht out in the sea? With too much fun, however, some people just tend to forget about acting carefully and responsibly; this is probably the reason why exciting activities can also be risky occasions.

To make water adventure more fun, many bring not only food but intoxicating drinks as well. The bad news is, just like drinking and driving do not make a good combination, so does drinking and boating. As reiterated by the U.S. Coast Guard, drinking alcohol while at sea can affect a boat operator’s and passengers’ vision, judgment, balance and coordination even faster than when it is consumed on land. This is due to the overall marine environment, where everyone on board experience the sun, sea water mist or spray, wind, engine noise, vibration and motion. Thus, due to alcohol, accidents, like capsizing boats and drunken passengers falling overboard and drowning have become very common. The USCG further says that alcohol is the leading contributory factor in fatal boating accidents, as well as the leading factor in deaths in the water.

Besides alcohol, another major contributing factor in fatal boating accidents is failure to wear a life jacket. This goes the same regardless of the type of vessel one is operating or riding before falling into the water – a yacht, a motorboat, a jet ski, a pontoon, a canoe or a kayak. And as the boating season begins anew, the USCG strongly reminds all boaters to boat responsibly – part of which is wearing a life jacket and avoiding consumption of any impairing substance.

According to a Charleston boating injury attorney, any person who operates any type of vessel while under the influence of drugs or alcohol and causes an accident that injures another person gives this injured victim the legal right and reason to pursue a legal action against him or her. Well, in connection to drinking and boating, thousands of people have, indeed, been injured, resulting to thousands of boat operators finding themselves in court as defendants.




When Is Memory Care Necessary?

When Is Memory Care Necessary?

Feb 18

It is an impossible task to remember absolutely everything. It’s a fair bet that you can’t even remember what you had for lunch on a Wednesday three months ago. And these are normal things to forget. The mind tends to delete inconsequential memories such as this as it is nearly impossible for every person to remember absolutely everything in their entire life experience.

However, there are some memories that shouldn’t be forgotten. There are some extreme forms of forgetting that can actually hinder the way one lives on a day to day basis. Diseases such as dementia and Alzheimer’s can have more than just memory loss as a side effect as there is an effect on the overall lifestyle as well. People can forget when to eat or when to take medication that is necessary for them to function to the best of their ability from a day to day basis.

We’re all stories in the end, so the adage has said, so what happens when the person forgets the stories that made them who they are? What becomes of them then?

Memory care becomes necessary when the person experiencing severe memory loss, among other symptoms, that could be classified as a serious condition. This is so they can be given the right kind of treatment for their condition as well as the right kind of companionship. It can be difficult to forget the face of the one you love most dear as these diseases can often lead to serious mental complications such as clinical depression and severe social anxiety.

Personal Injuries due to Unsafe Conditions

Personal Injuries due to Unsafe Conditions

Oct 03

Accidents can happen in any place, and even with the premises owner ensuring the safety of their patrons and costumers. A storeowner has the duty of care towards the safety and wellbeing of the people that they invite into their premises, therefore any injuries or accidents due to “unreasonable” conditions can be grounds for a personal injury claim. Premises liability is a common basis for recovering compensation for damages, especially when the accident resulted in serious injuries or damages. Visit the website to learn more about premises liability.

Slip and fall accidents are very common in premises liability cases, and there are various factors that can lead to such injuries. A snowy or icy path can cause a slip and fall accident, while warning signs, display, and poor lighting can hinder a person’s vision and block the way which can lead to a slip and fall accident. Regardless of the reason for the slip and fall accident, the store’s legal responsibility towards their customers can make them accountable for a personal injury claims that occurred within their premises. The cases will strongly rely on whether the store had or should reasonably have known of the unsafe conditions of their premises and failed to promptly take action to correct the problem.

There are ways to make the storeowner liable for injuries, such as when the he or she intentionally made the unsafe condition or that the storeowner knew of the unsafe conditions and neglected their duty of care which lead to the accident. Evidence of negligence or recklessness should be properly documented and presented in order to have a strong case and possible recovery for damages. In personal injury claims, the burden of proof lies in the victim and that they should prove that they were acting with reasonable caution while inside the premises and that the injuries where the direct result of the storeowners neglect of their duty of care. Showing strong evidence, mainly medical records, photographs, police reports or CCTV camera footage and the likes, are key in proving the negligence of the storeowner and will increase the chances of recovering damages.